Posts
Bridging Visa Home Loan: Why Most Lenders Say No
Deep-dive into why most Australian lenders decline bridging visa home loan applications, detailing FIRB fees, LVR caps, APRA buffers, and the scarce lending options available.
22 May 2026
Temporary Visa Holder (482 / 485 / 491) Home Loan Eligibility in Australia
Guide to temporary visa home loan eligibility in Australia for subclass 482, 485, and 491 holders: lending criteria, deposit needs, FIRB rules, and lender policies.
22 May 2026
Non-Resident Loan 60-70% LVR: Top 5 Lenders 2026
Independent Australian analysis: non resident loan LVR 2026 capped at 60–70%. Top 5 lenders, FIRB fees from $14,100, rates 7.90–9.50% p.a. Data-driven, no personal advice.
22 May 2026
FIRB Approval 2026: $15,100 Fee, 30-Day Process, and the New Property Ban
Foreign investors face a $15,100 FIRB approval fee for residential properties in 2026, a 30-day statutory decision window, and a new ban on purchasing established dwellings. Arrivau details the latest thresholds, exemptions, and compliance data.
22 May 2026
Construction Loan 5-Stage Progress Payments: Cash Flow Planning
A detailed guide to the construction loan 5 stages progress payment system in Australia, including cash flow planning, interest during construction, and lender requirements.
22 May 2026
Construction Loan and Owner Builder Loan: 60-75% LVR Reality
Owner builder loan LVR typically ranges 60–75%, reflecting heightened construction risk. This analysis covers eligibility, APRA guidance, costs, and common pitfalls for Australian borrowers.
22 May 2026
Subdivision Loan 2026: Buy, Subdivide, and Re-Sell Strategy
Understand the subdivision loan 2026 landscape for the buy-subdivide-resell strategy. APRA metrics, LVR caps, DTI limits, and tax implications — all cited from Australian authorities.
22 May 2026
Holiday Rental (Airbnb / Stayz) Income Acceptance by Lenders 2026
How Australian lenders treat Airbnb and Stayz income for home loans in 2026. Shading factors, documentary requirements, serviceability calculations and major bank policies.
22 May 2026
Granny Flat Loan 2026: STCA/DA Capital and Rental Strategy
Explore the granny flat loan 2026 landscape in Australia: STCA vs DA approvals, capital uplift, rental yield calculations, and lender product details. Data-driven, no advice.
22 May 2026
2-Property Portfolio to 5-Property: Borrowing Capacity Sequencing
How Australian mortgage borrowers sequence from a 2-property portfolio to 5 holdings. APRA serviceability buffers, DTI caps, rental shading and lender order mapped to extend borrowing capacity. Data-driven sequence map.
22 May 2026