Posts
How to Refinance Your Mortgage in Australia as a Migrant (2026)
Refinancing your home loan in Australia can save thousands — but for migrants and visa holders, the process has specific considerations. Here's when refinancing makes sense, how to do it, and what changes if you've recently received PR.
27 April 2026
RBA April 2026 Cash Rate Hold: What It Means for Your Home Loan
RBA holds cash rate at 4.35% in April 2026. We break down the decision, what it signals for mortgage rates, and how it affects variable rate borrowers and refinancers.
26 April 2026
First Home Buyer LMI Waiver Programs in Australia 2026: An Eligibility Map Across Lenders and Professions
Lender-funded LMI waiver schemes in 2026 cover doctors, accountants, lawyers and several other regulated professions, plus broader 85% LVR no-LMI programs. A practical eligibility map for first home buyers across Australia.
25 April 2026
Offset vs Redraw in 2026: a decision framework for variable-rate Australian mortgage holders
An offset account and a redraw facility both reduce your interest bill on paper — but tax treatment, refinance portability, and access mechanics separate them. A 2026 decision framework with numeric examples.
24 April 2026
Home Guarantee Scheme Australia: Can Visa Holders Apply in 2026?
The Australian Home Guarantee Scheme lets eligible buyers purchase with just 5% deposit. But can visa holders apply? This guide explains who qualifies, which streams are open to migrants, and what the alternatives are.
24 April 2026
Lender specials April 2026: 10 live cashback, fee-waiver and loading-off offers
Our April tracker of ten current lender promotions — Bank of China, Suncorp, ME Bank, IMB, Great Southern Bank, ORDE Financial, Latitude and Uptain — with target borrower notes and the usual catches.
22 April 2026
Australian Home Loan Rates — Monthly Comparison
Arrivau's monthly snapshot of advertised variable / 2Y / 3Y / 5Y fixed rates and cash-back offers from 30+ Australian lenders — updated each month from Brokerpedia.
22 April 2026
Airwallex Business Account in Australia: A Mortgage Broker & Migration Agent's Real-World Perspective
As a licensed mortgage broker and MARA-registered migration agent in Sydney, I break down why Airwallex's multi-currency business account has become my go-to recommendation for new migrants, cross-border e-commerce sellers, and skilled migrants setting up companies in Australia.
22 April 2026
Travel Insurance for Australia-Based Travellers: Insure&Go vs Tick vs Cover-More vs Butter — a Broker's Comparison (2026)
Once you're Australian-resident, credit-card complimentary cover often won't carry the trip. A Sydney broker compares Insure&Go, Tick, Cover-More and Butter on the lenses that actually matter — pre-existing conditions, ski/adventure cover, claims experience and value for money.
22 April 2026
Travel Insurance for Australia-Based Travellers: Insure&Go vs Tick vs Cover-More vs Butter — a Broker's Comparison (2026)
Once you're Australian-resident, credit-card complimentary cover often won't carry the trip. A Sydney broker compares Insure&Go, Tick, Cover-More and Butter on the lenses that actually matter — pre-existing conditions, ski/adventure cover, claims experience and value for money.
22 April 2026