Posts
How Australian banks calculate your serviceability
HEM, child maintenance, rental shading, credit card limits - every line item that shifts your maximum loan.
22 March 2026
How suburbs really sell: 90 days of sales data unpacked
Comparable sales, days on market, clearance rate, discounting rate - the four metrics that tell you where prices are going.
22 March 2026
188C Significant Investor Visa: minimum $5M
The $5M complying investment mix, the 2024 rule changes, and the pathway to 888.
20 March 2026
RBA May 2026 Rate Decision: What It Means for Your Mortgage Repayments
The RBA held rates at 3.85% in May 2026. Here's exactly what that means for variable mortgage holders, when the next cut might come, and how to position your home loan now.
19 March 2026
Regional NSW: the yield chase post-COVID
Regional towns that spiked in 2021-22 have corrected in different ways. Where yield still stacks up.
16 March 2026
Partner visa 820/801: building an evidence pack
Joint finances, joint household, joint social recognition, joint commitment - the four limbs and what evidence satisfies each.
16 March 2026
How Long Does Home Loan Approval Take in Australia? (2026 Timeline)
How long does it take to get a home loan approved in Australia? Pre-approval, formal approval, and settlement timelines explained — including what takes longer for migrants and visa holders.
16 March 2026
Section 32 (VIC) vs Section 10.7 (NSW): what each discloses
State-by-state vendor disclosure statements are not equivalent. Knowing what your state requires saves rework.
14 March 2026
Australia Property Market 2026: What Migrants Need to Know
The Australian property market in 2026 — where prices are heading, which cities offer value, what the RBA rate cuts mean for buyers, and how migrants can position themselves. Updated May 2026.
12 March 2026
Guarantor home loans: what parents are really signing
A family guarantee can get you in without LMI, but exposes parental equity to enforcement. The mechanics and the exits.
10 March 2026