Posts
Foreign Resident CGT Withholding 2026: 12.5% Rate, $750k Threshold, and the July 2025 Overhaul
Foreign resident CGT withholding sits at 12.5% in the current law, with a $750,000 market value threshold. From 1 July 2025 the rate rises to 15% and the threshold is abolished—affecting every property disposal from 2026. This guide covers the mechanics, clearance certificates, and what the changes mean for mortgage borrowers.
23 May 2026
Main Residence Exemption 2026: The 6-Year Rule and Critical Edge Cases
Understand the main residence exemption 2026 rules for Australian property owners. Explore the six-year absence rule, converting a home to an investment, foreign resident changes, and ATO compliance — independent analysis, not advice.
23 May 2026
Main Residence Exemption 2026: The 6-Year Rule and Edge Cases
Understand the main residence exemption 2026 framework. Explore the 6-year rule, edge cases, partial exemptions and ATO compliance signals for Australian mortgage borrowers.
23 May 2026
Investment Property Sale and the CGT 50% Discount: Navigating 2026 Changes
The CGT 50% discount on capital gains for Australian property investors faces potential reduction by 2026. Understand timing, tax implications, and mortgage considerations with Arrivau's independent analysis.
23 May 2026
Investment Property Sale and the CGT 50% Discount: What 2026 Means for Australian Borrowers
The CGT 50 percent discount remains a cornerstone for Australian property investors. As 2026 approaches, we examine eligibility, calculation methods, ATO compliance, and strategic considerations for investment property sales. Information only, not personal financial advice.
23 May 2026
Bankruptcy of Co-Borrower: Joint Mortgage Continuity in 2026
When a co-borrower becomes bankrupt, the joint mortgage does not automatically dissolve. Australian bankruptcy law 2026 imposes clear trustee duties and lender rights. Understand continuity, sale, and buyout options here.
23 May 2026
Death of Borrower: Estate and Mortgage Continuity 2026
When a borrower dies in Australia, the estate inherits both the property and the mortgage. This guide examines death of borrower mortgage obligations, lender rights, continuity options, and 2026 regulatory context. Information only, not personal financial advice.
23 May 2026
Divorce Refinance Home Loan: Settlement vs Joint Refi to Save Your Marriage in 2026
Explore the choice between a divorce refinance home loan and a joint refinance in 2026. Compare settlement costs, serviceability rules, and savings to determine whether refinancing can preserve your marriage and your wealth. Independent Australian analysis.
23 May 2026
Refinance to Save Marriage: Settlement vs Joint Refi 2026
When mortgage stress pushes a marriage to the brink, divorce refinance home loan pathways—settlement buyouts or joint refi—can reshape outcomes. Analysis with RBA, APRA, and ATO data.
23 May 2026
AFCA Mortgage Complaint 2026: When and How to Escalate
A data-driven guide for Australian mortgage borrowers on when and how to escalate a complaint to AFCA in 2026. Covers IDR, AFCA jurisdiction, process, deadlines, and probable outcomes. Independent Australian.
23 May 2026