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Open Banking and Real-Time Cash Flow: The 2026 Home Loan Pathway

Open Banking and Real-Time Cash Flow: The 2026 Home Loan Pathway

Open banking home loan 2026 will reshape Australian mortgage approvals by turning real-time cash flow into a primary decision input. This analysis covers CDR mandate timelines, APRA capital treatment shifts, and the 7 lender trials already underway.

22 May 2026