Analysis of the cash rate and mortgage rate effective floor and ceiling for Australian borrowers in 2026. Covers RBA transmission, APRA buffers, funding costs and scenario projections. Independent Australian information.
The RBA is expected to deliver its third consecutive cash rate rise this week. Here's what borrowers need to know about repayment impacts, fixed vs variable trade-offs, and how to position your home loan.
RBA holds cash rate at 4.35% in April 2026. We break down the decision, what it signals for mortgage rates, and how it affects variable rate borrowers and refinancers.