Cross-Guarantee Family Loan: Tax + Liability Trade-Off
A cross-guarantee family loan lets parents use property to support a child's mortgage, but joint liability and ATO tax rules on guarantee fees, CGT and debt forgiveness reshape the deal.
Family Trust Distribution Loans: Off-Balance-Sheet Income and Low Doc Mortgages
How Australian lenders treat family trust distribution income within low doc mortgages. Covers ATO trust rules, APRA serviceability, typical LVR caps, and risk premiums for off-balance-sheet income. Read at Arrivau.
First Home
Parent guarantor: what they're actually signing
Limited guarantee vs unlimited, release triggers, and the conversation to have before they sign.