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7 articles tagged “smsf”.

SMSF Property Refinance Limits: Why You Can't Refinance Existing

SMSF Property Refinance Limits: Why You Can't Refinance Existing

SMSF refinance limits are hard coded into Section 67A of the SIS Act. Existing LRBA property loans cannot be cash‑out refinanced, increased, or restructured as a typical residential refinance. This article sets out the legislative, bare trust, and ATO compliance barriers.

22 May 2026
SMSF Property Loan LRBA 2026: $250K Balance Threshold + Lenders

SMSF Property Loan LRBA 2026: $250K Balance Threshold + Lenders

Why a $250,000 SMSF balance is emerging as the practical minimum for LRBA property loans in 2026, the lenders still writing SMSF loans, and the ATO rules that govern limited recourse borrowing arrangements. Information only, not personal financial advice.

22 May 2026
SMSF property loans under an LRBA
Home Loans

SMSF property loans under an LRBA

Limited Recourse Borrowing Arrangements are the only legal way a self-managed super fund can borrow to buy property. The rules and the lenders.

1 December 2025