The First Home Super Saver (FHSS) scheme allows first-home buyers to save a deposit inside super using pre-tax contributions. This 2026 guide covers caps, tax benefits, eligibility and release steps.
High earners pay 30% on super contributions instead of 15%. The threshold, the notice and the refund process.
Salary-sacrifice up to $15k a year (cap $50k total) into super, then withdraw for your first home deposit. The tax wins.
$30,000 concessional cap in 2025-26, with catch-up rules for unused caps. When the timing matters.